Steps to Take After Identity Theft

  1. Place a fraud alert with all the major credit report companies. An initial fraud alert is valid for 90 days, so you need to renew it as soon as it expires.
  2. Order credit reports.
  3. Create an Identity Theft Report: a. Write out all the details using the FTC report guidelines and print a copy of the report. This is called an Identity Theft Affidavit. b. File a police report and use your FTC Identity Theft Affidavit. Make sure you get a copy of the police report and the report number.
  4. Place extended fraud alerts: Request from the credit bureau to place fraud alerts in writing and attach each request to your FTC Identity Theft Affidavit.
  5. Place a credit freeze: Contact the State Attorney General’s Office in your state and ask if there is a fee to put a freeze on your credit. You need to make this request in writing. Remember to ask for how long that freeze can last.
*Keep detailed records of everything and put everything in writing. Don’t forget to keep copies and a detailed calendar of all the above actions.*​